Solution#1: Website Payments Pro Canada

The all-in-one payment processing solution that'll boost your ecommerce business. Want to accept credit cards directly on your website and get the fastest checkout available with PayPal? PayPal Website Payments Pro is the answer. You get the features of an internet merchant account and payment gateway at a low cost.

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The benefits Website Payments Pro highlights.

• Customers stay on your site. If you have a pre-integrated cart or the resources for a custom integration, you control the customer experience from start to finish.
  
  
• Customers check out fast. Customers pay in as little as three clicks. They come back to your site for upsell, cross-sell, and marketing opportunities.
  
  
• You get more sales.

Website Payments Pro helps you get incremental sales from our growing base of over 100 million accounts in 103 countries and regions, and 16 currencies.

Solution#2: E-xact Payment WebService API

The E-xact Payment WebService Plug-In is a real-time transaction processing software plug-in, enabling clients to connect to our processing network. Once installed, these tools allow a merchant to capture and authorize credit-card transactions. This document pertains to the E-xact Payment WebService Plug-In. Transactions are sent by setting required fields, sending the transaction, and reading the data in the response. The WebService uses the SOAP 1.1 protocol. The SOAP message is RPC/Encoded. The E-xact Payment Plug-In is enabled to take advantage of the 3-D Secure method of cardholder verification (Visa - Verified by Visa; MasterCard - SecureCode). 3-D Secure allows a merchant to verify that the credit card being used belongs to the customer. This process can greatly decrease the merchant's exposure to charge-backs. Provided your merchant accounts are for enabled, you can add 3-D Secure functionality to your processing solution by downloading one of Paymentech's 3-D Secure Plug-Ins.